Agloc

ASSOCIATION OF GOLD
LOAN FINANCING COMPANIES (INDIA)

Maximum Loan to Value Permissible
Rs 10641/gm*
for the week ending
30 Mar 2026
*on Gold Jewellery price of
Rs 14188/-
Maximum Loan to Value Permissible
Rs 10641/gm*
for the week ending
30 Mar 2026
*on Gold Jewellery price of
Rs 14188/-

RBI Notifications

08-01-21 LIQUIDITY MANAGEMENT OPERATIONS

22-01-21 DISCUSSION PAPER

03-02-21 Risk-Based Internal Audit (RBIA)

16-02-21 Draft Reserve Bank of India (Credit Derivatives) Directions, 2021

16-02-21 PRESS RELEASE Draft Credit Derivatives Directions, 2021

17-02-21 HFC MASTER DIRECTIONS

22-03-21 SEAC FOR BANK APPLICATIONS

31-03-21 EXTN OF TIMELINE FOR ONLINE TRANSACTIONS

31-03-21 RBI MONETARY POLICY COMMITTEE MEETINGS 2021-22

27-04-21 Guidelines for Appt of Statutory Auditors

05-05-21 RBI Governor Address

05-05-21 RESOLUTION FRAMEWORK 2.0 INDIVIDUALS & SMALL BUSINESSES

05-05-21 RESOLUTION FRAMEWORK 2.0 MSMEs

10-05-21 KYC Amendment

31-05-21 Customer Due Diligence for transactions Virtual Currencies

14-06-21 RBI releases Consultative Document on Regulation of Microfinance

18-06-21 Speech by Shri Mahesh Kumar Jain, Deputy Governor, Reserve Bank of India

24-06-21 DECLARATION OF DIVIDEND BY NBFCs

01-07-21 Financial Stability Report, July 2021

15-07-21 RBI BULLETIN JULY 2021

15-07-21 RBI GOVERNOR’S SPEECH FINANCIAL INCLUSION

03-08-21 Framework for outsourcing of payment

04-08-21 Guidelines for Implementation of the circular on

06-08-21 Monetary Policy Statement, 2021-22

06-08-21 Resolution Framework for Covid-19 related stress

06-08-21 Statement on Developmental and Regulatory Policies

13-08-21 ON-TAP TLTRO EXTENSION[4]

17-08-21 FINANCIAL INCLUSION INDEX PRESS RELEASE[4]

13-09-21 Application for Aadhar e-KYC authentication

24-09-21 Master Direction – Reserve Bank of India (Securitisation of Standard Assets) Directions, 2021

24-09-21 Master Direction – Reserve Bank of India (Transfer of Loan Exposures)

08-10-21 Statement on Developmental and Regulatory Policies

14-10-21 Data format for Furnishing Credit information

22-10-21 D G SPEECH NBFC SUMMMIT

22-10-21 DRAFT REGULATIONS FOR AIFIs 22 10 21

22-10-21 SCALE BASED REGULATIONS

15-11-21 RBI APPOINTMENT OF INTERNAL OBDUSMAN

18-11-21 RBI Working Group Report on Digital Lending

01-12 21 Prog on IND-AS-NBFCs

13-12-21 Clarifications on Prudential norms

28-12-21 RBI REPORT 28 12 21

BE(A)WARE – A Booklet on Modus Operandi of Financial Fraudsters

Sept-2021 ARC COMMITTEE REPORT SEPT 2021

05-01-23 RBI KYC

16-01-23 RBI DISCUSSION PAPER ON ECL FOR BANKS 16 01 23

06-04-23 RBI DEVELOPMENT & REGULATORY POLICIES

10-04-23 RBI OUTSOURCING OF IT SERVICES

11-04-23 RBI GREEN DEPOSITS

12-04-23 RBI PRESS RELEASE – DRAFT CIRCULAR – PENAL CHARGES

12-04-23 RBI DRAFT CIRCULAR – PENAL CHARGES

05-06-23 RBI PRESS RELEASE REPORT OF THE COMMITTEE FOR REVIEW OF CUSTOMER SERVICE STANDARDS IN RBI REGULATED ENTITIES

05-06-23 RBI REPORT OF THE COMMITTEE FOR REVIEW OF CUSTOMER SERVICE STANDARDS IN RBI REGULATED ENTITIES

08-06-23 RBI DLG IN DIGITAL LENDING

23-06-23 RBI BULLETIN JUNE 2023

26-06-23 RBI NEW D G SWAMINATHAN J

26-06-23 RBI PORTFOLIOS OF D Gs

18-08-23 RBI FAIR LENDING PRACTICE 18 08 23

18-08-23 RBI IDF-NBFCs

13-09-23 RBI RESPONSIBLE LENDING CONDUCT

14-09-23 RBI NBFC-UL

15-09-23 RBI FINANCIAL INCLUSION INDEX MARCH 2023

15-09-23 RBI HANDBOOK OF STATISTICS OF INDIAN ECONOMY 15 09 23

18-09-23 RBI BULLETIN

21-09-23 RBI PRESS RELEASE D G MEETING WITH CUSTOMER SERVICE COMMITTEES

21-09-23 RBI PRESS RELEASE DRAFT TREATMENT OF WILFUL DEFAULTERS

21-09-23 RBI PRESS RELEASE PRUDENTAIL NORMS DIRECTIONS

26-10-23 RBI FRAMEWORK FOR COMPENSATION TO CUSTOMERS FOR DELAYED UPDATION RECTIFICATION OF CREDIT INFORMATION

26-10-23 RBI STRENGTHENING OF CUSTOMER SERVICE RENDERED BY CREDIT INFORMATION COMPANIES AND CREDIT INSTITUTIONS

16-11-23 RBI CONSUMER & BANK CREDIT TO NBFCs

11-12-23 RBI UNAUTHORISED CAMPAIGNS ON LOAN WAIVER

19-12-23 RBI INV IN AIF

21-12-23 RBI DRAFT SRO GUIDELINES

21-12-23 RBI PRESS RELEASE SRO GUIDELINES

28-12-23 RBI CLASSIFICATION OF MSMEs

28-12-23 RBI MHP EXEMPTION FOR TRANSFER OF RECEIVABLES

29-12-23 RBI PENAL CHARGES-EXTENDED

Circular No. RBI/2019-20/221 DOR.AML.BC.No.66/14.01.001/2019-20 April 20, 2020 — “Internal ML/TF risk assessment by REs – Amendment to Master Direction (MD) on KYC“

RBI/2019-20/179 FIDD.CO.Plan.BC.No.19/04.09.01/2019-20 March 23, 2020 – “Priority Sector Lending – Lending by banks to NBFCs for On-Lending”

RBI/2019-20/170 DOR (NBFC).CC.PD.No.109/22.10.106/2019-20, March 13, 2020 — “Implementation of Indian Accounting Standards” by the NBFCs.

RBI/2019-20/158 DOR.No.BP.BC.33/21.04.048/2019-20 dated February 07, 2020 “Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances – Projects under Implementation”

RBI/2018-19/190 DBR.AML.BC.No.39/14.01.001/2018-19 May 29, 2019 — “Re: Amendment to Master Direction (MD) on KYC”

RBI/DBR/2015-16/18 Master Direction DBR.AML.BC.No.81/14.01.001/2015-16 , February 25, 2016 (Updated as on May 29, 2019) — “Master Direction – Know Your Customer (KYC) Direction, 2016”

RBI/2018-19/126 DBR.BP.BC. No. 25/21.06.001/2018-19 dated February 22, 2019 “Re: RiskWeights for exposures to NBFCs”.

RBI/2018-19/127 DBR.No. BP.BC. 26/21.04.048/2018-19 dated February 22, 2019 “Re : Micro, Small and Medium Enterprises (MSME) sector – Restructuring of Advances”.

CGTMSE Ref.No.6458 / 44 Circular No.142 / 2017-18 February 28, 2018 — Partial Collateral Security under Credit Guarantee Scheme – To All Member Lending Institutions of CGTMSE

CGTMSE Ref.No.6457 / 44 Circular No.141 / 2017-18 February 28, 2018 — Coverage of Retail Trade under Credit Guarantee Scheme — To All Member Lending Institutions (MLIs) of CGTMSE excluding RRBs.

CGTMSE Ref. No.6456 / 44 Circular No.140 / 2017-18 February 28,2018 — Increase in the extent of guarantee coverage for proposals above ₹50 lakh — To All Member Lending Institutions of CGTMSE – (All Scheduled Commercial Banks and Select FIs only)

CGTMSE Ref.No.6455 / 44 Circular No.139 / 2017-18 February 28, 2018 — Charging of Annual Guarantee Fee (AGF) on Outstanding Amount – To All member Lending Institutions(MLIs) of CGTMSE

RBI Circular No .RBI/2017-18/129 DBR NO.BP.BC.100/21.04.048/2017-18 dated 7th Febraury,2018 issued to all banks and NBFCs, providing relief for MSME Borrowers registered under Goods and Services Tax”.

RBI/2017-18/16 DNBR(PD)CC.No.087/03.10.001/2017-18 dated July 06, 2017 “Re : Point of Presence (PoP) Services under Pension Fund Regulatory and Development Authority (PFRDA) for National Pension System (NPS)”.

RBI/2017-18/44 DNBR (PD) CC.No.088/03.10.001/2017-18 dated August 14, 2017 “Re : Appointment of nominated counsel in the Hon’ble High Court of Delhi at New Delhi – Compliance of the Order dated 21.07.2017”.

RBI/2017-18/45 DNBR (PD).CC.No.89/03.10.001/2017-18 dated August 14, 2017 “Re : Eligible Credit Rating Agencies – Rating of Fixed Deposits by Informatics Valuation and Rating Private Limited (IVRPL)”.

Master Direction – Information Technology Framework for the NBFC Sector, 2017

Implementation of Indian Accounting Standards (Ind AS)

Master Direction – Non-Banking Financial Companies Acceptance of Public Deposits (Reserve Bank) Directions, 2016.

Master Direction – Exemptions from the provisions of RBI Act, 1934

Master Direction – Miscellaneous Non-Banking Companies (Reserve Bank) Directions, 2016

Master Direction – Residuary Non-Banking Companies (Reserve Bank) Directions, 2016

Grant of ‘Certificate of Registration’ – For carrying on the business of Credit Information – Transunion CIBIL Limited.

Master Direction – Monitoring of Frauds in NBFCs (Reserve Bank) Directions, 2016.

Master Direction – Non-Banking Financial Companies Auditor’s Report (Reserve Bank) Directions, 2016.

Master Direction- Non-Banking Financial Company Returns (Reserve Bank) Directions, 2016.

Master Direction- Non-Banking Financial Company – Account Aggregator (Reserve Bank) Directions, 2016.

Master Directions – Non-Banking Financial Company – Systemically Important Non-Deposit taking Company and Deposit taking Company (Reserve Bank) Directions,2016.

Master Directions – Non-Banking Financial Companies Acceptances of Public Deposits(Reserve Bank) Directions,2016 RBI.

Format of Statutory Auditors’ Certificate (SAC) to be submitted by NBFCs

RBI decides to simplify and rationalise the process of registration of new NBFCs

Credit Information Reporting in respect of Self Help Group (SHG) members

RBI-Refinancing of Project Loans

Master Direction -Amalgamation of Private Sector Banks – Directions 2016

Infrastructure Debt Funds – (IDF- NBFCs) April 21, 2016 – RBI Circular 381

Draft Guidelines for on Tap Licensing of Universal Banks-RBI

External Commercial Borrowings(ECB)- Revised Framework

Master Directions – Reserve Bank of India(Interest rate on Advances)Directions, 2016

Master Direction – Reserve Bank OfIndia(Interest rate on Deposits) Directions, 2016

Master Direction – Know Your Customer(KYC) Directions, 2016

Frauds- Future approach towards monitoring of frauds in NBFCs

NBFC-Factors(Reserve Bank)Directions, 2012 – Review

Undertaking Point of Presence(POP)services under Pension Fund Regulatory and Development Authority for National Pension System(NPS)

Implementation of Section 51A of unlawful Activities Prevention Act(UAPA) 1967, Updates to ISIL(Da’esh) & Al-Quaida Sanctions List

Provision of Safe Deposit Locker facility by NBFCs

External Commercial Borrowings (ECB) Policy- Revised Framework

Non Banking Financial Company – Microfinance Institutions (NBFC-MFIs)- Directions

Online Returns to be submitted by NBFCs Revised

Implementation of Section 51A of unlawful Activities Prevention Act(UAPA) 1967 – Updated Al-Qaida Sanctions List

Non Banking Financial Company – Microfinance Institutions (NBFC-MFIs) – Directions Modifications

Review of Guidelines on Restructuring of Advances by NBFCs

Requirement for obtaining prior approval of RBI in cases of acquisition/ transfer of control of Non-Banking Financial Companies (NBFCs)

Returns to be submitted by NBFCs (Asset Size below Rs. 500 crore)

Appointment of Non-Deposit Accepting NBFCs with asset size of Rs.100 crore and above as sub- agents under Money Transfer Service Schemes (MTSS)

Subscription to chit funds by Non-Resident Indian on non-repatriation basis – June 12 2015

NBFCs- Lending against Shares – Clarification – April 10 2015

Raising Money through Private Placement of RBI releases draft Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by NBFCs -April 10 2015

RBI releases draft Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by NBFC

NBFCs- Lending against Shares – Clarification

Raising Money through Private Placement of Non-Convertible Debentures (NCDs) by NBFCs.

Raising Money through Private Placement of Non-Convertible Debentures (NCDs) by NBFCs.

Membership of Credit Information Companies (CICs)

RBI Fifth Bi-Monthly Monetary Policy Statement.

Gold Demand Trends Third quarter 2014.

Portfolios of RBI Deputy Governors Effective November 3, 2014.

Rating of Fixed Deposits of NBFCs- Eligible Credit Rating Agencies- SME Rating Agency of India Ltd.(SMERA)

Draft NBFCs Regulations

RBI Policy Statement

RBI released the data on Performance of Financial and Investment Companies, 2012-13

Performance of Financial and Investment Companies, 2012-13,List of statements

NBFCs- Lending against Shares

Appointment of Non-Deposit Accepting NBFCs with asset size of `.100 crore and above as sub- agents under Money Transfer Service Schemes (MTSS)

Levy of foreclosure charges/pre-payment penalty on Floating Rate Loans

Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards /Combating of Financing of Terrorism (CFT) / Obligation of NBFCs under Prevention of Money Laundering Act (PMLA), 2002- Clarification on proof of Address

Financial Inclusion by Extension of Banking Services – Use of Business Correspondents

Pledge of shares for business purposes in favour NBFCs.

Obligation of NBFCs under Prevention of Money Laundering Act (PMLA)

Rounding off transactions to the Nearest Rupee by NBFCs.

RBI simplifies Documentation for NBFC Registration.

Reporting of information / data relating to Cash and Suspicious Transactions to the Director, Financial Intelligence Unit-India (FIU-IND).

‘Non-Banking Financial Company-Micro Finance Institutions’ (NBFC-MFIs) – Directions – Modifications in “Pricing of Credit”.

Requirement for obtaining prior approval of RBI in cases of acquisition/ transfer of control of NBFCs.

RBI notification on the sanction of loans and advances against Gold / Silver ornaments.

RBI Circular – NPA Guidelines

Review of Guidelines on Restructuring of Advances by NBFCs

RBI hikes lending limit of NBFCS upto 75%.

Second Quarter Review of Monetary Policy 2013-14

Memorandum of Instructions governing money changing activities – Location of Forex Counters in International Airports in India

Lending Against Security of Single Product – Gold Jewellery

Returns to be submitted by NBFCs- Introduction of ‘Branch info’ return

Reserve Bank Of India Annual Report 2012-13

Overseas Direct Investments

Liberalised Remittance Scheme for Resident Individuals

Import of Gold by Nominated Banks /Agencies/Entities

First Quarter Review of Monetary Policy 2013-14

Financing of Infrastructure – Definition of ‘Infrastructure Lending’

Import of Gold by Nominated Banks /Agencies/Entities

Know Your Customer (KYC) Norms/Anti-Money Laundering (AML) Standards/Combating of Financing of Terrorism (CFT)/Obligations under Prevention of Money Laundering Act (PMLA), 2002

External Commercial Borrowings (ECB) Policy – Non-Banking Finance Company – Asset Finance Companies (NBFC – AFCs)

Payment of interest on overdue public deposits

Know Your Customer (KYC) norms/Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT) – Unique Customer Identification Code for Banks Customers in India (UCIC)

Master Circular- Introduction of New Category of NBFCs – ‘Non Banking Financial Company-Micro Finance Institutions’ (NBFC-MFIs) – Directions

Raising Money through Private Placement by NBFCs-Non-Convertible Debentures (NCDs) -Clarification

Financing of Infrastructure – Definition of ‘Infrastructure Lending’

Raising Money through Private Placement by NBFCs-Debentures etc.

RBI releases Financial Stability Report: June 2013

Mid-Quarter Monetary Policy Review: June 2013

NBFCs not to be Partners in Partnership Firms – Clarifications

Import of Gold by Nominated Banks/Agencies

Bank Lending against Gold

NBFCs finance for Purchase of Gold

KYC Norms/AML Standards/Combating Financing of Terrorism – Unique Customer Identification Code for NBFC Customers in India

Import of Gold by Nominated Banks/Agencies

KYC Norms/AML Standards/Combating Financing of Terrorism – Unique Customer Identification Code for NBFC Customers in India

Reserve Bank of India – Monetary Policy Statement 2013-14

KYC Norms/AML Standards/Combating Financing of Terrorism – Unique Customer Identification Code for NBFC Customers in India

Anti-Money Laundering (AML) standards/Combating the Financing of Terrorism (CFT) Standards – Money changing activities

Anti-Money Laundering (AML) standards/Combating the Financing of Terrorism (CFT) Standards – Cross Border Inward Remittance under Money Transfer Service Scheme

Revised Capital Adequacy Framework for Off-Balance sheet items for NBFCs – Clarifications

Issues and Challenges in Financial Inclusion: Policies, Partnerships, Processes & Products

The Reserve Bank of India today released on its website revised guidelines on Priority Sector Lending-Targets and Classification.

Notification as amended upto June 30, 2012 – “Non-Banking Financial Companies Auditor’s Report (Reserve Bank) Directions, 2008.”

Clarification from RBI with regard to LTV – letter dt. 14.05.2012

Bank Finance to NBFCs Predominantly Engaged in lending against Gold

NBFCs – Rating of Fixed Deposits by Brickwork Ratings Pvt Ltd

Implementation of Section 51-A of UAPA, 1967 Updates of the UNSCR 1267(1999) / 1989(2011) Committee’s Al Qaida Sanctions List

RBI’s new guidelines on securitisation

Lending Against Security of Single Product – Gold Jewellery

Reserve Bank of India Monetary Policy Statement 2012-13

Lending Against Security of Single Product – Gold Jewellery